The FAPsO Photo Gallery/Agrarian Reform Community-based Savings and Credit (SaCred)

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  Future is the reason for savings. And that is the future of this small boy in the ARC. Convinced with the remarkable success on other parts of the country, the DAR through BIARSP has launched Agrarian Reform Community-based Savings and Credit (SaCred) operation in 28 pilot areas in the 2 regions. With the accommodation of everyone in the ARCs as associate member and saver in the cooperative, the operation shows vigor and bright promise as a stable and rich source of capital for the credit needs of the ARCs. Another one small but important contribution of DAR to discourage this boy to pursue his "American dream".